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How close are you to registering for VAT?
The threshold is not a tax year thing. It is a rolling twelve months, which is why people cross it without noticing and find out from their accountant months later.
The last twelve months from today, not from April. Everything you invoiced that counts as taxable turnover, materials included.
A rough average is fine. This is only used to work out roughly when you would cross.
£90,000, checked against gov.uk on 2026-10-13. It is editable because a Budget can move it, and a stale number here would be worse than none.
Headroom left
£19,000
At £7,000 a month you would cross in about 3 months. Close enough to plan for rather than watch.
Where you are
What happens when you cross it
You have to register within thirty days of the end of the month you went over, and your registration takes effect from the first day of the second month after you went over.
There is a second trigger that catches people out: if you expect to go over the threshold in the next thirty days on its own, you have to register by the end of those thirty days, and the registration starts from the day you realised, not the day the turnover crossed.
A tracker, not tax advice. The rules are at gov.uk, and this is a conversation to have with your accountant before you get near, not after.
Crossing it is not a disaster, missing it is
Registering changes your prices to domestic customers and your paperwork, and it lets you reclaim VAT on the van and the materials. Registering late means VAT you should have charged and did not, which comes out of your own pocket along with a penalty.
Watch it monthly
Because it rolls, a good month twelve months ago drops off and a good month now goes on. The figure moves even when you do nothing.
One big job can do it
A single large contract is what triggers the thirty day forward rule, and that one does not wait for the month to end.
Domestic work feels it most
A householder cannot reclaim it, so your price effectively rises. Commercial customers usually can, so they barely notice.
Belo knows what you invoiced
Every invoice it raises is a record with a date on it, and the Money page adds them up. Which turns the rolling twelve months from something you estimate into something you can look at.