Getting paid
The invoice goes out before you leave.
It comes off the quote they already accepted, so there is nothing to type. They tap a button on their own phone and the money goes to your bank, not ours.
What you send
Invoice
INV-0042
Due
30 October 2026
Paid onto your own Stripe account. Belo never holds your money and adds nothing on top of Stripe’s fee.
What they see
Hale Electrical
Invoice INV-0042
Amount due
£1,158.00
Consumer unit replacement, 10 circuits
14 Brook Terrace, Trowbridge
How it works
Four taps, and none of them are typing
They accept the quote
One tap on their phone, no login. The job moves to won and the deposit invoice is ready.
The invoice builds itself
Deposit first, balance when the work is done, both off the accepted figure including any extras they ticked.
You send it from the van
Read it, change a line if you need to, send. A job that was never quoted gets a quick invoice instead, in about twenty seconds.
They pay, and it reconciles
Card or bank transfer. Belo works the status out from what has been paid rather than waiting for someone to tick it off.
Where the money goes
Belo never holds a penny of it
Your customers pay onto your own Stripe account, in your own name. We are not in the middle, we are not holding a balance, and there is no Belo account your money sits in waiting for a payout. This is a deliberate line and it is not going to move.
Nothing added to the card fee
You pay Stripe’s fee and Belo takes nothing on top of it. We would rather charge you a subscription you can see than a slice of every job you do.
No surcharge to the customer
Belo will not add a card fee to a consumer’s bill, because in the UK you are not allowed to. The price they accepted is the price they pay.
Bank transfer offered first on the big ones
Over about ten thousand pounds, the card fee on a job stops being small change. Belo leads with your bank details and the invoice number as the reference, so the payment lands matched.
Cash and cheques still count
Paid in the kitchen in twenties? Record it and the invoice closes. Belo is not going to pretend the only real payment is a card one.
Chasing
The part you hate, done by something that does not mind
Three days before it is due, on the day, then at seven, fourteen and thirty days late. After thirty days Belo stops and tells you to ring them, because by then another email is not the answer.
Every reminder is written and shown to you before it goes. Approve them one at a time for as long as you like, and switch to sending automatically when you trust it. Switch back whenever you want.
A reminder in your name, to your customer, is not something software should send without asking. So it asks.
INV-0042 is 14 days late
Mrs Hale, £1,158.00. I have written her a reminder.
What you are owed
One number, then the ones behind it
The Money page opens with what you are owed and what came in, worked out from your records rather than typed in by anyone. Then it shows you the thing that matters, which is how old the oldest debt is.
Owed to you
£4,318.00
Paid this month
£9,740.00
Due in the next 14 days
£2,160.00
Owed, by how old it is
Into the books
Your accountant gets it without asking you twice
Customers, invoices and payments go across to Xero on their own once you connect it. Three things about how, because they are the three that normally go wrong.
Your numbering carries on
Belo reads the highest invoice number already in your Xero and carries on from there, instead of starting at one and giving your books two sets of numbering.
You pick the date it starts
Nothing before the date you choose goes across, so connecting Belo does not drop a year of old invoices into a closed period.
Anything stuck says so
If Xero refuses something, it appears as one row that needs you rather than failing quietly and turning up at year end.
Next
Stop doing the invoices on a Sunday
Put your email in and we will tell you when early access opens.